Author: Michal Grinstein-Weiss |
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Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment on
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This presentation examines the results of a longitudinal study of Individual Development Accounts (IDAs). The majorA research quetions were: a)Does IDA program participation affect clearing old debts as preparation for applying for a home loan; and b) Does IDA program participation affect rates of homeownership among those who enter the program as renters?
Racial Differences in Performance in a Matched Savings Program
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This presentation is based on a study of the performance of low income African Americans and Caucasians in a matched savings program. This study uses data from the American Dream Demonstration, the first major study of savings performances of low income African American and Caucasian participants.
Saving and Asset Accumulation among Low - Income Families with Children in IDAs
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This presentation describes a novel approach to addressing poverty through asset development, which can enable low income individuals and families to respond to opportunities and may improve people’s economic, political, and social position.
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